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Book is in Used-VeryGood condition. Pages and cover are clean and intact. Used items may not include supplementary materials such as CDs or access codes. May show signs of minor shelf wear and contain very limited notes and highlighting. 2.04

Are you fed up of living paycheck to paycheck? Every Penny Counts shows you how to become debt free and build wealth using the money you make. Middle-income workers make hundreds of thousands of dollars during their working lifetime but struggle to live day-to-day and retire at near-poverty levels. You don't have to! You can live the American dream using your take home pay. You don't have to be rich to become rich. You can live in comfort, buy a home, pay for college, take vacations, and stop robbing Peter to pay Paul. Follow the techniques and principals outlined in Every Penny Counts to begin a chain reaction of financial success.

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Book is in Used-VeryGood condition. Pages and cover are clean and intact. Used items may not include supplementary materials such as CDs or access codes. May show signs of minor shelf wear and contain very limited notes and highlighting. 2.29

Book is in NEW condition. 0.62

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In this revolutionary exposé, Harvard Law School bankruptcy expert Elizabeth Warren and financial consultant Amelia Tyagi show that today's middle-class parents are increasingly trapped by financial meltdowns. Astonishingly, sending mothers to work has made families more vulnerable to financial disaster than ever before. Today's two-income family earns 75% more money than its single-income counterpart of a generation ago, but has 25% less discretionary income to cover living costs. This is "the rare financial book that sidesteps accusations of individual wastefulness to focus on institutional changes," raved the Boston Globe. Warren and Tyagi reveal how the ferocious bidding war for housing and education has silently engulfed America's suburbs, driving up the cost of keeping families in the middle class. The authors show why the usual remedies-child-support enforcement, subsidized daycare, and higher salaries for women-won't solve the problem. But as the Wall Street Journal observed, "The book is brimming with proposed solutions to the nail-biting anxiety that the middle class finds itself in: subsidized day care, school vouchers, new bank regulation, among other measures." From Senator Edward M. Kennedy to Dr. Phil to Bill Moyers, The Two-Income Trap has created a sensation among economists, politicians, and families-all those who care about America's middle-class crisis.

In this gripping ethnographic account, Roberta Iversen and Annie Laurie Armstrong examine the obstacles to economic mobility for low- and increasingly middle-income families in 21st century America. The 'voices' of twenty-five families in Milwaukee, New Orleans, Philadelphia, St. Louis, Seattle and of hundreds of people who are linked to the families' lives, show that the historic myths about opportunity, merit, and 'bootstraps' are outdated and, in some cases, downright dangerous for many urban workers and their families. Iversen and Armstrong show that the social institutions of family, education, labour market and policy all intersect to influence mobility. Jobs Aren't Enough proposes a new mobility paradigm grounded in cooperation, collaboration, mutuality and revitalization of the 'public will' to maximize both household and profit.

This study focuses on the canons of the nine secular cathedrals in England in the later middle ages, who were amongst the most able and successful clerics of their age. After considering the functions of the cathedrals which provided them with a comfortable income and considerable status, Dr Lepine turns to the canons themselves, tracing their origins and analysing their careers. He examines the canons' residence at their cathedrals, establishing how many were resident in the close and how much time they spent there. The study concludes by presenting two case studies to show the vigour and diversity of capitular life in the later middle ages: Salisbury between 1398 and 1458 (its so-called golden age) and Lichfield from 1490 to 1540, on the eve of the Reformation. Dr DAVID LEPINE teaches history at Dartford Grammar School.

With a timely new foreword by Robert Frank, this groundbreaking book explores the very meaning of happiness and prosperity in America today. Although middle-income families don't earn much more than they did several decades ago, they are buying bigger cars, houses, and appliances. To pay for them, they spend more than they earn and carry record levels of debt. Robert Frank explains how increased concentrations of income and wealth at the top of the economic pyramid have set off "expenditure cascades" that raise the cost of achieving many basic goals for the middle class. Writing in lively prose for a general audience, Frank employs up-to-date economic data and examples drawn from everyday life to shed light on reigning models of consumer behavior. He also suggests reforms that could mitigate the costs of inequality. Falling Behind compels us to rethink how and why we live our economic lives the way we do.

Although middle-income families don't earn much more than they did several decades ago, they are buying bigger cars, houses, and appliances. To pay for them, they spend more than they earn and carry record levels of debt. In a book that explores the very meaning of happiness and prosperity in America today, Robert Frank explains how increased concentrations of income and wealth at the top of the economic pyramid have set off "expenditure cascades" that raise the cost of achieving many basic goals for the middle class. Writing in lively prose for a general audience, Frank employs up-to-date economic data and examples drawn from everyday life to shed light on reigning models of consumer behavior. He also suggests reforms that could mitigate the costs of inequality. Falling Behind compels us to rethink how and why we live our economic lives the way we do.Copub: Russell Sage Foundation

Between 1200 and 1520 medieval English society went through a series of upheavals--wars, pestilence, and rebellion. This book looks at aristocrats, peasants, townsmen, wage-earners, and paupers, and examines how they obtained and spent their incomes. Did the aristocracy practice conspicuous consumption? Did the peasants really starve? The book focuses on the varying fortunes of different social groups in the inflation of the thirteenth century, the crises of the fourteenth, and the apparent depression of the fifteenth. Dr. Dyer explains the changes in terms of the dynamics of a social and economic system subjected to stimuli and stresses.

The growing gap between the most affluent Americans and the rest of society is changing the country into one defined―more than almost any other developed nation―by exceptional inequality of income, wealth, and opportunity. This book reveals that an infrastructure of inequality, both open and hidden, obstructs the great majority in pursuing happiness, living healthy lives, and exercising basic rights. A government dominated by finance, corporate interests, and the wealthy has undermined democracy, stunted social mobility, and changed the character of the nation. In this tough-minded dissection of the gulf between the super-rich and the working and middle classes, Ronald P. Formisano explores how the dramatic rise of income inequality over the past four decades has transformed America from a land of democratic promise into one of diminished opportunity. Since the 1970s, government policies have contributed to the flow of wealth to the top income strata. The United States now is more a plutocracy than a democracy. Formisano surveys the widening circle of inequality’s effects, the exploitation of the poor and the middle class, and the new ways that predators take money out of Americans’ pockets while passive federal and state governments stand by. This data-driven book offers insight into the fallacy of widespread opportunity, the fate of the middle class, and the mechanisms that perpetuate income disparity.

Paperback. Based on income alone, nearly half of all adults in the United States can be considered "middle class," complete with the reassurance of a steady job, the ability to raise a family, and the comforts of owning a home. And yet, for many, because of structural forces reshaping the finances of the American middle class, the margin between a stable life and a fragile one is narrowing. The new edition of Middle-Class Meltdown in America: Causes, Consequences, and Remedies tells the story of the struggling American middle class by weaving together sociological and economical research, personalized portraits and examples, and a profusion of current data illustrating significant social, economic, and political trends. The authors extend their analysis to include the COVID-19 pandemic, a focus on the effect of race and ethnicity, as well as the ever-increasing costs of housing, health care, and education. In clear, accessible writing, the authors provide a sociological and balanced understanding of the causes and implications of increasing middle class precarity. Middle-Class Meltdown in America is particularly well-suited for courses in sociology, economics, political science, anthropology, and American Studies. The new edition of Middle-Class Meltdown in America: Causes, Consequences, and Remedies tells the story of the struggling American middle class by weaving together sociological and economical research, personalized portraits and examples, and a profusion of current data illustrating significant social, economic, and political trends. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.

This study focuses on the canons of the nine secular cathedrals in England in the later middle ages, who were amongst the most able and successful clerics of their age. After considering the functions of the cathedrals which provided them with a comfortable income and considerable status, Dr Lepine turns to the canons themselves, tracing their origins and analysing their careers. He examines the canons' residence at their cathedrals, establishing how many were resident in the close and how much time they spent there. The study concludes by presenting two case studies to show the vigour and diversity of capitular life in the later middle ages: Salisbury between 1398 and 1458 (its so-called golden age) and Lichfield from 1490 to 1540, on the eve of the Reformation. Dr DAVID LEPINE teaches history at Dartford Grammar School.

Something has gone seriously wrong with the American economy.The American economy has experienced considerable growth in the last 30 years. But virtually none of this growth has trickled down to the average American. Incomes have been flat since 1985. Inequality has grown, and social mobility has dropped dramatically. Equally troubling, these policies have been devastating to both American productivity and our long-term competitiveness.Many reasons for these failures have been proposed. Globalization. Union greed. Outsourcing.But none of these explanations can address the harsh truth that many countries around the world are dramatically outperforming the U.S. in delivering broad middle-class prosperity. And this is despite the fact that these countries are more exposed than America to outsourcing and globalization and have much higher levels of union membership.In What Went Wrong, George R. Tyler, a veteran of the World Bank and the Treasury Department, takes the reader through an objective and data-rich examination of the American experience over the last 30 years. He provides a fascinating comparison between the America and the experience of the family capitalism” countries: Australia, Austria, Belgium, Denmark, France, Germany, the Netherlands, and Sweden.Over the last 30 years, they have outperformed the U.S. economy by the only metric that really matters delivering better lives for their citizens. The policies adopted by the family capitalist countries aren’t socialist or foreign. They are the same policies that made the U.S. economy of the 1950s and 1960s the strongest in the world.What Went Wrong describes exactly what went wrong with the American economy, how countries around the world have avoided these problems, and what we need to do to get back on the right track.

Explode the myth that you need to earn a high income to become rich Challenge the belief that your house is an asset Show parents why they can't rely on the school system to teach their kids about money Define once and for all an asset and a liability Teach you what to teach your kids about money for their future financial success

The most common complaint of middle-income taxpayers is that the tax system favors the rich. Sean M. Smith, an experienced tax accountant, knows better. In this easy-to-use handbook, he presents everything taxpayers need to know to get the tax breaks they have earned. In a clear, clutter-free format organized by tax-savings goals and including examples, planning pointers, and checklists, 101 Tax Loopholes for the Middle Class outlines specific, legal tax avoidance and deferral strategies, spelling out loopholes for a variety of tax circumstances. Smith offers valuable tips for every stage of life, from withholding and estimated tax loopholes to maximize a paycheck, to retirement plan and estate planning loopholes to maximize future returns. Homeowners and investors, wage earners and the self-employed, small-business owners and part-time staffers can all pocket a profit with these little-known techniques. Smith even includes tricks of the trade for surviving an IRS audit.Up-to-date, with 1997 tax law changes, 101 Tax Loopholes for the Middle Class won't make paying taxes fun, but it can literally make the experience more rewarding.

That was a preposterously large sum when this collection of magazine pieces appeared in the late Seventies, though even then there were more than a few who failed to see the humor in it. Today, it's become less and less funny even to the middle class, who may, in a two-income family in a high-cost locale, be bumping up into just such straitened circumstances.