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DRIP Investing is one of the most powerful investment strategies the individual investor can use to build wealth. Among the many benefits are: The ability to make fixed dollar amount investments--often resulting in the purchase of fractional shares, the ability to avoid paying brokers' commissions, the ability to dollar-cost average, and, most important, the ability to diversify into many companies in many industries with relatively modest investment capital. The Moneypaper's Guide to Direct Investment Plans is the most complete listing of company-sponsored direct investment plans in the world today. The Guide lists more than 1,300 DRIP Plans and gives complete details on each plans components, including: Plans offering discounts, minimum/maximum investments accepted, investment frequency and dates, transfer agents and phone numbers, service fees, commissions, and shares needed to qualify. In short, the reader gets the full prospectus details for every company-sponsored plan available. Plus, the Guide contains a step-by-step procedure for opening a DRIP account, and valuable information about taxes, inheritance, foreign accounts and more. Drip Investing will help any investor establish a secure, diversified portfolio of high-quality stocks. This Guide is an indispensable tool to help get that done.

This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.

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Back to the City: Issues in Neighborhood Renovation focuses on the policies, social issues, and approaches involved in the residential revitalization of inner cities. The book first offers information on an urban land institute survey of private-market housing renovation in central cities and reinvestment by long-time residents and newcomers. Considerations include character of neighborhood renewal, reasons for reinvestment timing, and an overview of the experience on private renewal. The selection also takes a look at the racial and socioeconomic changes in central-city housing, as well as changes in racial successions, limited support for urban revitalization, and characteristics of transition households. The publication reviews the case studies done at neighborhood resettlements in Washington, D.C, New Orleans, Columbus, Seattle, Charleston, and Philadelphia. Topics include residential mobility of new homeowners; neighborhoods in transitions; displacement; satisfaction with the neighborhood; contrasting conceptions of the neighborhood; and historic preservation and neighborhood. The selection is a dependable reference for geographers, urban planners, and sociologists.

Whenever investors trade stocks, brokerage fees eat up a sizeable portion of their investment. DRIPs (dividend reinvestment plans), however, offer a safe, proven alternative investors can use to avoid those steep fees and still build a winning portfolio. Sponsored by Dow Theory Forecasts, a well-known and highly respected investment newsletter, Buying Stocks Without a Broker is the most comprehensive guide available for investing through DRIPs. It fully explains what DRIPs, are, details the types of plans available, and discusses how these plans may be used by every investor to build a profitable portfolio. It shows how to enroll in company programs, discusses tax implications, and demystifies the optional cash payment programs permitted under most DRIPs-programs that allow investors to purchase high-priced, blue-chip stocks for as little as $10 at a time.

Back to the City: Issues in Neighborhood Renovation focuses on the policies, social issues, and approaches involved in the residential revitalization of inner cities. The book first offers information on an urban land institute survey of private-market housing renovation in central cities and reinvestment by long-time residents and newcomers. Considerations include character of neighborhood renewal, reasons for reinvestment timing, and an overview of the experience on private renewal. The selection also takes a look at the racial and socioeconomic changes in central-city housing, as well as changes in racial successions, limited support for urban revitalization, and characteristics of transition households. The publication reviews the case studies done at neighborhood resettlements in Washington, D.C, New Orleans, Columbus, Seattle, Charleston, and Philadelphia. Topics include residential mobility of new homeowners; neighborhoods in transitions; displacement; satisfaction with the neighborhood; contrasting conceptions of the neighborhood; and historic preservation and neighborhood. The selection is a dependable reference for geographers, urban planners, and sociologists.