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Living paycheck to paycheck? Exhausted with financial stress?JOIN THE REVOLUTION AND BREAK OUT OF YOUR FINANCIAL PRISON.The revolution includes people who are taking back their financial lives after being sick and tired of working year after year, living paycheck to paycheck,and going nowhere.Sound familiar? It should—76% of Americans are in the same boat.Do these circumstances eerily mirror your life? Your paycheck spent, often well in advance of receiving it? Credit card debt: unpayable and unsustainable? Student loan debt: often exceeding most people’s house mortgage? 30-year home loans you are making no progress on? Less than $500 in your checking or savings account? Wondering when and how this will all end?If this sounds like you—you need THE SHORT-TERM RETIREMENT PROGRAM.Change Your Life Starting Right NowLearn how to pay off your personal mortgage in as little as three to five years.Leverage your income to invest in rental properties that can help you build wealth for years to come. Learn WHY you are unable to get ahead, the nefarious financial market factors intentionally arrayed against you, and how to solve your financial problems ONCE AND FOR ALL. THE SHORT-TERM RETIREMENT PROGRAM will change your life forever.

Cellular Waters Sticks Ting, Mini Dew & Magnesi-Om For Energy, Hydration & Sleep - TRIO PACKBenefitsTing: Metabolism converts fat, protein, and carbs into cellular currency*Ting: Energy enhances performance*Ting: Mood supports normal serotonin production, brain function, and shortterm memory*Mini-Dew: Hydration supports optimal hydration by maintaining water balance in and around cells*Mini-Dew: Mineralization supports the bodys intricate electrical system, gives the body the elements it needs to feel good and energized*Mini-Dew: Brain enhances memory and cognitive performance, helps reduce brain fog and mental fatigue*Mini-Dew: Hormones can reduce PMS cramping, can help normalize sex hormones in perimenopausal women*Mini-Dew: Skin + Hair supports collagen and elastin synthesis, production of hair pigmentation, and maintenance of hair and skin*Magnesi-Om: Relaxation enhances feelings of calm, improves mood, reduces muscle aches*Magnesi-Om: Brain Health supports healthy cognitive aging and brain function*Magnesi-Om: Regularity supports regular bowel movement, soothes and alleviates mild bloating during PMS**These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.Key IngredientsTing: Vitamin B Complex (Vitamin B1, B2, B3 Niacin, B5, B6, B9) helps convert fat, protein, and carbs into energy *Mini-Dew: Himalayan Pink Salt Electrolyte- micro-plastic free and mined from ancient sea bedsMagnesi-Om: Magnesium Chelate Blend (Gluconate, Acetyl Taurinate and Citrate) specifically chosen due to their high bioavailability and easy absorption into the gut with minimal discomfort**These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease. - Cellular Waters Sticks Ting, Mini Dew & Magnesi-Om For Energy, Hydration & Sleep

Peer counseling is the process by which an individual gives nonjudgmental, nondirective support to a peer who is experiencing a personal crisis. It is shortterm, often done by telephone, and provided by a lay person rather than a professional therapist. Containing abundant demonstrative case examples, this book is designed to provide the skills necessary to counsel from the initial needs assessment (for resources like food, shelter, medical care, physical protection, or unconditional support) through the conduct of a session (how to start and end one, identifying and reflecting clients' feelings, typical roadblocks, and confidentiality). It closes with special attention to handling crisis situations, like suicidal emergencies and counseling the dying. Ms. Cox has distilled the wisdom of more than twenty years as a peer counselor and trainer in this comprehensive and sound volume. Her knowhow will endow prospective volunteers with confidence, and provide trainers with an invaluable tool for their instructional programs.

The successful manager or owner must be able to quickly identify and resolve shortterm problems in order to prevent their long-term deleterious effects. Shim's The Financial Troubleshooteris a handy desk reference for effective business management. Using a seven-step process, Shim illuminates each financial problem, creating a userfriendly, uniform format. Covering every facet of the daily management of a business' finances, it is designed to help managers pinpoint, resolve and prevent financial problems. In each case, it also points out potential spillover effects in which a problem in one sector can disrupt operations in other areas.

Peer counseling is the process by which an individual gives nonjudgmental, nondirective support to a peer who is experiencing a personal crisis. It is shortterm, often done by telephone, and provided by a lay person rather than a professional therapist. Containing abundant demonstrative case examples, this book is designed to provide the skills necessary to counsel from the initial needs assessment (for resources like food, shelter, medical care, physical protection, or unconditional support) through the conduct of a session (how to start and end one, identifying and reflecting clients' feelings, typical roadblocks, and confidentiality). It closes with special attention to handling crisis situations, like suicidal emergencies and counseling the dying. Ms. Cox has distilled the wisdom of more than twenty years as a peer counselor and trainer in this comprehensive and sound volume. Her knowhow will endow prospective volunteers with confidence, and provide trainers with an invaluable tool for their instructional programs.