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The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money.Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.

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Since the 1992 publication of Butterbox Babies, the Ideal Maternity Home in Chester, Nova Scotia, has become synonymous with illegal adoptions and suspicious baby deaths. Much attention has been giving neglect of infants at the Home, the exorbitant fee paid by adoptive parents and the secretive nature of transactions. But what became of the children who were adopted? What effect did their shaky beginnings have on their lives? Were they loved and cherished, or mistreated and ignored? Did they feel like “family”? did they always wonder who they were? In this comprehensive book, author and Survivor Robert Hartlen has compiled the personal stories of thirty-six of the adult adoptees who survived the Ideal Maternity Home. Here we share in their most private memories and experiences: the painful struggles to come to terms with being adopted, the epic searches to find birth families, and the heartening sense of a surrogate family many adoptees found in many fellow Survivors. Also included are stories of some of the birth mothers who gave up their children, and some of he adopted mothers who claimed the babies as their own. Underlying all the stories is the terrifying realization that except for an act of fate, or of grace, these Survivors might have shared an unmarked grave with their innocent fellow infants known and remembered as the “Butterbox Babies.” At once uplifting and disquieting, these stories not only force us to confront a painful chapter in Nova Scotia’s history, but also challenge us to reconsider the whole notion of “family.”

Since the 1992 publication of Butterbox Babies, the Ideal Maternity Home in Chester, Nova Scotia, has become synonymous with illegal adoptions and suspicious baby deaths. Much attention has been giving neglect of infants at the Home, the exorbitant fee paid by adoptive parents and the secretive nature of transactions. But what became of the children who were adopted? What effect did their shaky beginnings have on their lives? Were they loved and cherished, or mistreated and ignored? Did they feel like “family”? did they always wonder who they were? In this comprehensive book, author and Survivor Robert Hartlen has compiled the personal stories of thirty-six of the adult adoptees who survived the Ideal Maternity Home. Here we share in their most private memories and experiences: the painful struggles to come to terms with being adopted, the epic searches to find birth families, and the heartening sense of a surrogate family many adoptees found in many fellow Survivors. Also included are stories of some of the birth mothers who gave up their children, and some of he adopted mothers who claimed the babies as their own. Underlying all the stories is the terrifying realization that except for an act of fate, or of grace, these Survivors might have shared an unmarked grave with their innocent fellow infants known and remembered as the “Butterbox Babies.” At once uplifting and disquieting, these stories not only force us to confront a painful chapter in Nova Scotia’s history, but also challenge us to reconsider the whole notion of “family.”